Free forever
Option 1: Spreadsheet upload
No bank connection needed. Keep your records in an easy to use spreadsheet and upload them whenever you are ready. HMRC allows spreadsheets for Making Tax Digital when they are used with compatible software.
HMRC-recognised software
Making Tax Digitaleasy for Landlords
Everything you need. Nothing you do not.
2 free easy software options
We understand that not everyone wants to link their bank account to software. Spreadsheets are very much allowed by HMRC for MTD when used with compatible software and that is one of the options you get with us.
Get Help With Making Tax DigitalYour records, your way
Choose how you keep your records
Two free ways to keep the digital records Making Tax Digital requires. Prefer not to link your bank account? Use the spreadsheet. Happy to connect it? Use the bank feed.
Free digital plan
Option 2: Bank feed
Connect your bank account so rent and expenses flow straight into your records and are sorted into categories. One free bank connection is included.
Rent received12 Oct
Rental income£950.00
Boiler service09 Oct
Repairs and maintenance£140.00
Letting agent05 Oct
Professional fees£76.00
Rent received01 Oct
Rental income£950.00
Pricing
Clear fixed fees
Start with the software, which is free. Then decide whether you would like to submit your own updates or have an accountant do it for you.
Add an accountant: the all-inclusive service
Full expert accountancy service, with free software included. Accountancy services are provided by UK Landlord Tax (Thandi Nicholls Ltd).
Spreadsheet plus accountant
Accountancy by UK Landlord Tax
£30 + VAT per month
- ✓Free forever spreadsheet, no bank connection needed
- ✓Quarterly bookkeeping and updates to HMRC
- ✓Annual Self Assessment tax return
- ✓Dedicated UK accountant at UK Landlord Tax
- ✓Additional properties £5 + VAT per month
Fully digital plus accountant
Accountancy by UK Landlord Tax
£30 + VAT per month
- ✓Software included for one property and one bank account
- ✓Quarterly bookkeeping and updates to HMRC
- ✓Annual Self Assessment tax return
- ✓Dedicated UK accountant, document portal and reports
- ✓Additional properties £5 + VAT per month
- ✓Additional bank accounts £6 + VAT per year
Software only: you submit your own updates
Prefer to stay in control? Pick the software that suits you and submit your own quarterly updates. Upgrade to the all-inclusive service with our partners UK Landlord Tax at any time.
My Rental Accounts Spreadsheet
Do it yourself
Free forever
- ✓Easy to use spreadsheet, free forever
- ✓No bank connection needed
- ✓You submit your own quarterly updates
- ✓No limit on the number of properties
- ✓Upgrade to all-inclusive at any time
My Rental Accounts Fully Digital
Do it yourself
Free
- ✓Bank feed with one free bank connection
- ✓You submit your own quarterly updates
- ✓No limit on the number of properties
- ✓Additional bank connections £6 + VAT per year
- ✓Upgrade to all-inclusive at any time
All fees are plus VAT unless you reside outside of the UK. All-inclusive clients become clients of UK Landlord Tax (Thandi Nicholls Ltd).
Own property jointly?
Joint ownership does not have to be complicated. We will explain what applies to each owner and help you get started.
- ✓One licence covers your joint properties
- ✓HMRC looks at each owner's own share of the income
- ✓Each owner may need to sign up to Making Tax Digital and send their own quarterly updates
Optional accountancy service
Want an accountant to do it for you?
UK Landlord Tax is a specialist property tax accountancy firm. Add its service to your software and it handles the paperwork.
- ✓Bookkeeping completed for you
- ✓Quarterly updates prepared and sent to HMRC
- ✓Year-end tax return included
- ✓A dedicated UK accountant who knows property
- ✓Support with joint ownership and multiple properties
Also available from UK Landlord Tax
Consultations
Capital Gains Tax
Inheritance Tax and estate planning
Property limited companies
UK and non-resident landlords
Add an accountant
How it works
Getting started in four steps
We keep it simple, so you can stay focused on your properties.
-
1
Check if you are mandated
Use our simple checker to see whether and when you need to use Making Tax Digital.
-
2
Choose your plan
Pick the free spreadsheet, the free digital plan or the all-inclusive service with an accountant.
-
3
Sign up and add your records
Use the spreadsheet or the bank feed to record your income and expenses.
-
4
Send your updates
Submit your quarterly updates yourself, or have UK Landlord Tax send them for you.
Who is affected
Do you need to use Making Tax Digital?
Making Tax Digital for Income Tax is being phased in by income. The dates below apply to the gross income you receive from property and self-employment combined.
From 6 April 2026
Over £50,000
Landlords above this level are already using the service.
In force nowFrom 6 April 2027
Over £30,000
The next group must be ready in the 2027/28 tax year.
Starting soonFrom 6 April 2028
Over £20,000
The threshold falls again, bringing in even more landlords.
AnnouncedNot every individual is mandated. HMRC sets your start date using your tax return, and some individuals are exempt, for example if they are digitally excluded. Use the checker below first to see where you stand, then confirm your position with HMRC on GOV.UK.
Free tool from UK Landlord Tax
Check if Making Tax Digital applies to you
Answer a few questions about your property and self-employment income. UK Landlord Tax have created a free checker which shows which start date is likely to apply to you and what to do next.
- ✓Tests your income against each threshold
- ✓Shows your likely start date
- ✓Takes a couple of minutes
Opens on the UK Landlord Tax website.
You are likely to need to join from 6 April 2027
Your income is over £30,000.
| Tax year | Property | Self-employment | Total |
|---|---|---|---|
| 2024/25 | £28,000 | £4,000 | £32,000 |
| 2025/26 | £29,500 | £4,500 | £34,000 |
The new rules
What has changed for landlords?
Instead of preparing everything once a year after the event, landlords within the thresholds now keep digital records and share short updates with HMRC through the year.
Digital records
Income and expenses are recorded digitally, in software or in a spreadsheet used with compatible software, rather than on paper.
Quarterly updates
Four short summaries of income and expenses go to HMRC each tax year. They are not tax returns.
Year-end return
After the year ends, your position is finalised and your tax return is completed.
Questions
Making Tax Digital for landlords: your questions answered
Short answers to the questions landlords ask us most often.
Do landlords need to use Making Tax Digital?
It depends on your gross income from property and self-employment combined. The thresholds are over £50,000 from 6 April 2026, over £30,000 from 6 April 2027 and over £20,000 from 6 April 2028.
What are quarterly updates?
They are short summaries of your income and expenses sent to HMRC through software. They are not tax returns, and a year-end return is still required.
Can you submit the updates for me?
Yes, on the all-inclusive service. UK Landlord Tax, a trading name of Thandi Nicholls Ltd, provides the accountancy service. HMRC allows an agent to sign you up and act on your behalf, and the UK Landlord Tax team will handle your quarterly updates. On the do it yourself options, you submit your own updates.
What if I own the property jointly?
Our software caters for joint ownership, with one licence covering all your joint properties. HMRC treats each joint owner as a separate individual, so each owner's own share of the income decides whether Making Tax Digital applies to them. Each owner within the thresholds signs up and sends their own quarterly updates, so joint owners can start at different dates if their shares differ.
Is the software really free?
Yes. Here is how it works:
- Spreadsheet. Our easy to use spreadsheet is free forever, whichever option you choose.
- Digital, do it yourself. Free, with one bank connection included and no limit on the number of properties. Additional bank connections are £6 + VAT per year.
- Digital, all-inclusive. Included in the £30 + VAT monthly fee for one property and one bank account. Additional properties are £5 + VAT per month and additional bank accounts are £6 + VAT per year.
You can upgrade from do it yourself to all-inclusive at any time.
Do I need a bank feed for Making Tax Digital?
No. Spreadsheets are allowed by HMRC for Making Tax Digital when used with compatible software. You can connect your bank, or you can keep your records in our free forever spreadsheet instead.
Ready for Making Tax Digital?
Start with free software today, and add a specialist property tax accountant whenever you need one.